Legal

Disclaimer

Last updated: July 2026

Short version: The Mortgage & Real Estate Ally provides free calculators and educational guides. Everything on this site is for general information only. It is not financial, mortgage, tax, real estate, or legal advice, and all numbers are estimates. Always confirm your specific situation with a licensed professional before making a decision.

Educational and informational purpose only

The content, calculators, and tools on The Mortgage & Real Estate Ally (https://themortgageandrealestateally.com) are provided for general educational and informational purposes only. They are intended to help you understand common mortgage and real estate concepts and to explore rough scenarios — not to serve as a recommendation, solicitation, or advice tailored to your circumstances.

Not financial, mortgage, tax, real estate, or legal advice

Nothing on this site constitutes financial, mortgage, lending, investment, tax, accounting, real estate, appraisal, or legal advice, and nothing here creates a professional or fiduciary relationship of any kind. We are not a lender, mortgage broker, real estate brokerage, financial advisor, tax preparer, or law firm. Before acting on anything you read or calculate here, you should:

Estimates only — no guarantee of accuracy

Our calculators use standard formulas and simplifying assumptions. Real-world results depend on factors we do not capture, including your credit profile, lender pricing, local tax and insurance rates, HOA dues, closing costs, market conditions, and program eligibility. Results shown here are estimates only and may differ — sometimes significantly — from actual quotes and outcomes. We make no representation or warranty that any figure, projection, or piece of information on this site is accurate, complete, current, or suitable for your situation.

Rates, programs, and rules change. Interest rates, loan program requirements, PMI rules, and government-backed program terms (FHA, VA, USDA) change frequently and vary by lender and location. Always verify current terms directly with a licensed professional and with official sources such as the Consumer Financial Protection Bureau before relying on them.

Affiliate disclosure

This site is free to use and is supported by advertising, and may also be supported by partner referrals. Some links on this site are partner links. If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you.

Affiliate relationships never influence our calculator outputs or the substance of our guides. Calculator results are based solely on your inputs and standard financial formulas, and any recommendation to consult a professional is made in your interest, not for commercial gain.

External links disclaimer

This site contains links to third-party websites that we do not own or control. We provide these links for convenience and reference only. We are not responsible for the content, accuracy, privacy practices, or availability of any external site, and a link does not imply endorsement. Once you leave this site, third-party terms and privacy policies apply.

Limitation of liability

You use this site and its tools at your own risk. To the fullest extent permitted by law, The Mortgage & Real Estate Ally and its operators are not liable for any loss or damage arising from your use of, or reliance on, any content, calculator, or information provided here. Your financial decisions are your own responsibility.

Questions

If you have questions about this disclaimer, please reach out through our Contact page. For details on how data is handled, see our Privacy Policy.

By using this site, you acknowledge that you have read and understood this disclaimer and agree that the information provided is educational in nature and not a substitute for professional advice.